Splitopia vs Splitwise
Updated · Splitopia team
Short answer
Use Splitopia to split a single restaurant bill item by item inside Telegram: one person scans the receipt for free and each friend claims their own dishes. Use Splitwise to track shared expenses over weeks or months. In Splitwise, receipt scanning and itemization are Pro features, and free users can add up to 4 expenses a day.
At a glance
| Splitopia | Splitwise | |
|---|---|---|
| Best for | Splitting one bill item by item, right when it arrives | Tracking ongoing shared expenses: roommates, long trips |
| Where it runs | Inside Telegram (Mini App) | Its own iOS and Android apps, and a website |
| Receipt scanning | Free | Pro only |
| Who assigns items | Each friend claims their own | Whoever adds the expense |
| Tip, tax and service charge | Split in proportion to each person’s items | Entered by whoever adds the expense |
| Balances across bills | Yes: “You owe” and “You are owed” | Yes |
| Recording who has paid | The bill’s creator marks people as paid | Record payments between friends |
| Currency conversion | No: each bill has one currency, chosen by its creator | Pro only |
| Free daily limit | 5 new bills per person | 4 expenses |
| Price | Free | Free plan or Pro subscription |
When Splitopia is the better fit
- A dinner, a bar tab or a group order where everyone had different things.
- Your group already talks in Telegram. The bill arrives in the same chat, and nobody installs anything.
- You want people to claim their own items instead of one person assigning everything.
- You want receipt scanning without a subscription.
When Splitwise is the better fit
- Recurring costs over months, like rent and utilities between roommates.
- A long trip with many payers in different currencies, if you need currency conversion (a Pro feature).
- Searching and charting your expense history (Pro features).
- Friends who aren’t on Telegram. Splitopia needs everyone to have a Telegram account.
Using both
They work well together. Split the dinner item by item in Splitopia so everyone sees exactly what they owe; if your group keeps a running tab in Splitwise, add each person’s total there afterwards.
Trying Splitopia takes a minute: see how to split a receipt by item in Telegram, or check pricing and limits.
Frequently asked questions
Is Splitopia a free Splitwise alternative?
For splitting restaurant bills, yes: it’s free and scans receipts at no cost. For long-term expense tracking between roommates, Splitwise does more.
Can Splitwise scan receipts for free?
No. According to Splitwise’s help center, receipt scanning and itemization are available to Pro subscribers.
Do my friends need an account?
For Splitopia, they need a Telegram account and nothing else. For Splitwise, joining in means using a Splitwise account.
Which is better for a group trip?
Use Splitopia to split each meal or bar tab by item as you go. If you need one trip-wide ledger with currency conversion, Splitwise Pro covers that.
Does Splitopia convert currencies?
No. Each bill has one currency, chosen by whoever creates it.
Sources
Keep reading
- How to split a receipt by item in TelegramStep-by-step: scan a receipt in Telegram, share it with your group, and let each friend claim what they ordered. Tip and tax are split in proportion.
- How to split shared dishes, tip and service charge fairlyA worked example of splitting a restaurant bill fairly: shared dishes only among those who ate them, tip and service charge in proportion to each order.
- How to split a dinner bill when someone does not drinkSplit dinner fairly when some friends do not drink. Separate alcohol, share food by item, and allocate service charges with a clear worked example.